Savings Products Non-Withdrawable Deposits Share Capital School Fees Savings Withdrawable Deposits (FOSA) Fixed Deposit Account Junior Account Chama Account Chama Account The Chama Account is a product tailored to suit the needs of investment groups/ ‘chamas’ that increases accountability and trust within your Chama. Joining Requirements A written resolution (minutes) by members to join Nation SaccoCertificate of incorporationCompany’s PIN certificateEntrance fee of kshs. 1000Relevant signing mandates with appropriate identification documentsA copy of the constitution of the group Chama Credit Info The Chama will need to have saved for at least 6.Maximum Loan amount is Kes15,000,000 subject to a maximum 5X group savings, ability to repay and collateral to be issuedMaximum Loan tenure 36 monthsCompetitive interest ratesAccess to free Chama workshops on a quarterly basisGroup members who are individual members of Nation Sacco can co-guarantee the Group Loan N/B: The Group Chama shall consist of at least 5 members (for registered groups) to a maximum of 35 members. INQUIRE MORE 1 + Members 1 + Years of Existence 1 + Partners