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Medium Term Credit Facilities

Medium Term Credit Facilities

Medium term loans are designed to help our customers with items of capital in nature such as improvements to their premises, businesses and/or develop themselves financially.

Our Medium Term Credit Facilities Include:
  1. Member MUST channel/have their net salary paid through FOSA
  2. Based on your (net) salary and ability to repay
  3. Repayment period of up to 48 months
  4. Maximum loan amount is Kes 2.5 million
  5. Interest rate is 15% per annum
  1. The loan must be fully guaranteed by non-withdrawable deposits
  2. Maximum repayment period is 24 months
  3. Interest rate is at 12% per annum on a reducing balance
  1. The loan must be fully guaranteed by non-withdrawable deposits
  2. Maximum repayment period is 18 months
  3. Interest rate is 12% per annum on a reducing balance
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