Miliki Loan

The Miliki Loan is an affordable mortgage offered by Nation DT Sacco in partnership with the Kenya Mortgage Refinance Company (KMRC), designed to help members achieve home ownership.

Key Benefits

Low Interest Rate: Highly competitive rates starting at 8% p.a.
High Financing Limit: Borrow between Ksh 500,000 and Ksh 10.5 million.
Long Repayment Term: Enjoy an extended repayment period of up to 25 years.
Generous Loan-to-Value (LTV): Access financing of up to 105% of the property’s market value.
Deposit Multiplier: Borrow up to 10 times your savings.
Tax Advantage: Benefit from mortgage interest relief of up to Ksh 30,000 per month on taxable income.

Who Can Apply?

The Miliki Loan is available to members who are:

First-time homebuyers looking to purchase a ready-built house.
Members who wish to construct their own home.

What other customers also viewed

Withdrawable Deposits (FOSA)

Savings that you can access whenever you need them.

Learn More

Supa Loan

The product is designed to facilitate Sacco members to purchase land and construct/purchase residential houses and commercial buildings

Learn More

Chama Account

A dedicated account for investment groups and chamas.

Learn More