These are the monthly regular deposits that members make to create a pool from where they can borrow from

The deposits help members secure loans up to 5 times of savings and guarantee other members’ loans

Minimum monthly contribution is Kes 2,000

Refunds are processed within 60 days after a written notice of withdrawal is received

Refunds will only be effected if a member has cleared ALL their loan obligations and discharged any guarantees attached to the deposits

A member who maintains an active deposits account is entitled to rebates at the end of each financial year determined by Sacco performance