We are proud to introduce Miliki and Ustawi Loans, designed to help you achieve your dreams and build wealth.
1. Miliki Loan (Mortgage): Helps make Your Dream Home into Reality
Nation DT Sacco, in partnership with Kenya Mortgage Refinance Company (KMRC), brings you the
Miliki Loan – your key to affordable, stress-free homeownership.
Why Choose Miliki Loan?
• Affordable Rates: Enjoy competitive interest rates starting at 8% p.a.
• Flexible Financing: Borrow between Ksh500,000 and Ksh10.5M.
• Generous Terms: Loan tenure of up to 25 years, Deposit multiplier of up to 10 times.
• Loan to value ratio: Finance up to 105% of your property’s market value.
• Mortgage relief: Borrowers are granted interest relief of up to ksh30,000 per month on their earnings.
Ideal for:
• Homebuyers looking to purchase ready units or to construct their dream home.
• Refinancing existing mortgages obtained from April 2021 for improved terms.
2. Ustawi Loan: Build Wealth with Commercial Properties
Tailored for progressive investors:
Why Choose Ustawi Loan?
• High Loan Limits: Access up to Ksh50M.
• Flexible Repayment: Up to 10 years at competitive rates – 14.2% p.a
• Deposit multiplier: Six times.
• Phased Disbursement: Funds released as project milestones are achieved.
Ideal for:
• Members acquiring urban commercial properties.
• Members looking to generate sustainable rental income.
• Members venturing into other commercial activities including large scale farming, manufacturing.
Start Your Journey Today.
Visit us at IPS Building, call 0719 038814, or email us at mortgageenquiries@nationsacco.com to find out how Miliki and Ustawi Loans can help you achieve your dreams
Yours Faithfully,
Nation DT Sacco
