Loan limit of Ksh.30,000,000

Multiplier of X3 member deposits

Interest rate is 1.2% per month on reducing balance

Maximum repayment period of up to 60 months

Secured by either guarantors, Money market funds, NSE Listed shares, logbook or Title deed.

Shareboosting of up to 40 % of member deposits for members wanting a higher loan amount but have less deposit

Loan limit of Ksh.30,000,000

Multiplier of X5 of member deposits when secured with title deed, X4 when secured with logbook. Loans secured by guarantors, NSE listed shares and Money Market Funds are issued on a multiplier of X3

Interest rate is 1% per month on reducing balance

Maximum repayment period of up to 48 months

Shareboosting of up to 40 % of member deposits for members wanting a higher loan amount but have less deposits

Loan limit of Ksh.30,000,000

Multiplier of X2 member deposits

Interest rate is 1.25% per month on reducing balance

Maximum repayment period of up to 48 months

Member MUST channel their salary or business income through FOSA

Secured by either guarantors, Money market funds, NSE Listed shares , logbook or Title deed.